• What is a Hard Money Loan?,David Campbell

    What is a Hard Money Loan?

    Hard money loans fill a void traditional loans can’t. They typically last just a few months or a few years.  Not 15 or 30 years of a regular mortgage. You can get the money quickly, perhaps a week, because they are asset based (on the real estate) not borrower based – your credit score may not even

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  • What Exactly is a Patio Home Anyway?,David Campbell

    What Exactly is a Patio Home Anyway?

    Everyone seems to have a different definition of what a patio home is. It’s important to know what youare buying so let’s set the record straight: Patio Homes are typically single stories but occasionally you’ll find some that are 1.5 stories.A Patio Home is attached to another patio homes making it

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  • Do I Need to Pay Private Mortgage Insurance PMI?,David Campbell

    Do I Need to Pay Private Mortgage Insurance PMI?

    Private mortgage insurance is a fee you pay to your lender if you are putting less than 20% down on your conventional mortgage. It insulates the lender from a loss if you default on your mortgage. If you are putting less than 20% down and having to pay PMI it’s important to know you are not stuck w

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