• Plumbing Vents Explained,David Campbell

    Plumbing Vents Explained

    Plumbing Vents Explained Plumbing vents don’t get much attention until…you have a drain issue. The first line of attack on a slow or gurgling drain is to call a plumber to run a snake and for good reason because the issue is almost always a clogged drain line.  That does not always do the trick. All

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  • Do I Need to Pay Private Mortgage Insurance PMI?,David Campbell

    Do I Need to Pay Private Mortgage Insurance PMI?

    Do I Need to Pay Private Mortgage Insurance PMI? Private mortgage insurance is a fee you pay to your lender if you are putting less than 20% down on your conventional mortgage. It insulates the lender from a loss if you default on your mortgage. If you are putting less than 20% down and having to pa

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  • What is Appraisal Gap Coverage a.k.a Gap Guarantee?,David Campbell

    What is Appraisal Gap Coverage a.k.a Gap Guarantee?

    What is Appraisal Gap Coverage a.k.a Gap Guarantee? It goes without saying any seller wants the best offer on their home. Part of being the best is often the least risky offer.  In our current escalating market sometimes the appraisers but the brakes on offers they feel are not justified. We call it

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